Cash App Introduces Parent-Controlled Accounts for Children Aged 6 to 12

Author: Digitio

Children will be issued debit cards, but direct access to the application will remain restricted.

Cash App

Block, the company behind the popular banking and payments application Cash App, has introduced managed accounts for children overseen by parents. These new accounts provide essential features from the standard service, specifically designed to foster financial literacy among younger users aged 6 to 12. This move follows Cash App’s initial expansion to teenagers in 2021.

Through the “enhanced Cash App Families experience,” qualified parents and legal guardians can establish managed accounts that provide “a specific area on the platform to distribute allowances, save money, and monitor expenditures for their child, helping them begin their journey toward financial autonomy,” according to Cash App. Guardians managing these accounts can configure recurring transfers, monitor their child’s spending habits, and even lock the account to block transactions. Children will receive a personalized debit card and can accept payments from up to five approved accounts, although they will not have direct access to the Cash App application itself.

Parent-managed accounts for children are not a novel concept in the fintech industry, but Cash App aims to target a younger demographic than some of its rivals. Venmo launched access to its payment platform for teenagers aged 13 to 17 in 2023. Additionally, both Apple and Google provide their own children’s accounts through Google Wallet and Apple Cash Family.

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